Price Reduction - Waterfront - Primary on Main
Address
1077 N Independence Drive, Montross, VA
Price
$ 465,000
Property Attributes
- MLS#VAWE2010350
- TypeSingle Family
- Listing Status ACTIVE
- CountyWESTMORELAND
- CityMontross
- NeighborhoodIndependence Shores
- Zip22520
- StyleColonial
- Year Built2002
- Taxes$ 1740
- Price$ 465,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1981
- Lot Size1.49 Acres
Data Source:
Bright MLS
Property Description
HUGH PRICE IMPROVEMENT! Elevated Potomac River Retreat | Turnkey & Fully Furnished Welcome to 1077 N Independence Dr, an elevated Potomac River retreat offering sweeping views, modern comfort, and exceptional flexibility as a personal escape or income-producing investment in Virginias Northern Neck. Perched high above the river on a natural bluff, this home enjoys commanding, unobstructed water views and added privacy, with elevation that enhances both scenery and long-term peace of mind. Rather than sitting directly at the waters edge, the setting provides a unique vantage pointdelivering dramatic sunsets, passing sailboats, and panoramic river scenery that remains protected and undisturbed. Inside, this 3-bedroom, 2-bath residence was completely reimagined in 2024 with a focus on smart use of space, functionality, and livability. The home was taken down to the studs, walls were reconfigured, and the kitchen and main-level bathroom were expanded to create a more open, usable layout that lives larger than expected. Every major component is brand newroof, flooring, appliances, fixtures, bathrooms, and finishes throughoutresulting in a home that feels fresh, modern, and turnkey. Large windows and seamless indooroutdoor flow bring the riverfront lifestyle front and center. Multiple porches, a sun deck, and a fire pit seating area significantly extend the living space outdoors, making the home ideal for entertaining, relaxing, or simply enjoying the views and river breezes. What Makes This Property Stand Out Elevated Bluff Setting: Dramatic, protected river views with added privacy and long-term vantage above the Potomac. Efficient & Thoughtful Design: Renovated to maximize function and flowperfect for buyers who value quality over excess square footage. Fully Furnished & Turnkey: Move right in or launch a short-term rental immediatelyfurnishings convey. IndoorOutdoor Living: Multiple outdoor living areas expand usable space and enhance the lifestyle experience. Community Amenities: Access to community beaches, marina, pool, clubhouse, and recreational facilities. Investor Appeal & Rental Demand The Northern Neck continues to see strong demand for waterfront and water-view Airbnbs, particularly fully furnished, low-maintenance homes within a few hours of Washington, D.C., Northern Virginia, and Fredericksburg. This propertys views, condition, and turnkey nature make it especially attractive for short-term rental buyers seeking solid performance without the burden of major renovations. Unmatched Value on the Potomac To truly appreciate the opportunity at 1077 N Independence Dr, consider the broader market context. Comparable riverfront or river-view properties along the Potomac in Northern Virginiaparticularly in areas like McLeanregularly command $2M+ price points, often with less dramatic views and far higher density. Here, youre getting elevated, unobstructed panoramic Potomac views, a fully renovated and furnished home, and a turnkey lifestyleall at a fraction of that cost. Simply put, this property delivers significantly more view, more privacy, and more lifestyle per dollar than nearly anything else on the river. Whether youre looking for a lock-and-leave second home, a stylish primary residence, or a high-demand short-term rental, 1077 N Independence Dr delivers an elevated river lifestyle that prioritizes views, experience, and simplicity... A value proposition that is exceptionally hard to replicate anywhere closer to D.C. Come see why this setting, design, and location make all the differencethis isnt about size, its about how it lives.
| Elementary School | Middle School | High School |
|---|---|---|
| Cople Elementary School | Montross Middle School | Washington And Lee High School |
| Price History | |
|---|---|
| 1/9/2026 | Listed $540,000 |
| 4/12/2026 | 2$530,000 |
| 5/29/2026 | 8$490,000 |
| 7/18/2026 | 2$485,000 |
| 8/7/2026 | 5$465,000 |
General Features
| Living Area | 1981 |
|---|---|
| Sewer | Gravity Sept Fld |
| Heating | Central |
| Cooling | Central A/C |
| Possession | Immediate,Negotiable,Settlement,0-30 Days CD |
| Roof | Shingle |
| Appliances | Stainless Steel Appliances,Dishwasher,Dryer - Front Loading,Dryer - Electric,Microwave,Oven - Self Cleaning,Refrigerator,Icemaker,Stove,Washer,Water Heater |
| Zoning | R1 |
| HOA Fee | 54.00 |
| Association Fee Includes | Common Area Maintenance,Recreation Facility,Road Maintenance,Snow Removal |
| Patio/Porch Features | Porch(es),Balcony |
| Architectural Style | Colonial |
| Construction Materials | Aluminum Siding,Brick |
| School District | WESTMORELAND COUNTY PUBLIC SCHOOLS |
| Year Built | 2002 |
| View | Panoramic,River,Street,Trees/Woods,Water |
| Levels | 2 |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Cool Fuel | Electric |
| Waterfront Features | Boat/Launch Ramp - Public |
| Accessibility | Doors - Swing In |
| Additional Parcels Description | This offering is for Lot 163 and Lot 164 together. |
| Assoc Fee Paid Per | Monthly |
| County | WESTMORELAND |
| New Construction | No |
| Property Type | Residential |
| Association Amenities | Beach,Boat Dock/Slip,Basketball Courts,Boat Ramp,Club House,Exercise Room,Marina/Marina Club,Non-Lake Recreational Area,Pool - Outdoor,Volleyball Courts,Tot Lots/Playground,Water/Lake Privileges,Tenn |
| HOA | Yes |
| Subdivision Name | INDEPENDENCE SHORES |
| Garage Y/N | No |
| Water Access Y/N | Yes |
| Other Structures | Above Grade,Below Grade |
| Total Rooms | 5 |
| Full Baths | 2 |
| Status | ACTIVE |
| Directions | GPS - From Fairfax; Follow VA-123 S,I-95 S and VA-3 E to VA-214 E in Westmoreland County. From DC; Follow I-395 S and I-95 S to Plank Rd in Fredericksburg. Take exit 130A from I-95 S. From Richmond; |
| City | MONTROSS |
| Body of Water | Potomac River |
| Association Name | STRATFORD HARBOUR PROPERTY OWNERS ASSOCIATION |
| Senior Community Y/N | No |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 64904.40 |
| Tax Assessed Value | 255900.0 |
| Tax Annual Amount | 1740.0 |
| Property Condition | Very Good |
| Structure Type | Detached |
| Condo/Coop Association fee Y/N | No |
| Bathrooms Full Main Level | 1 |
| Bathrooms Count Main Level | 1.00 |
| Price Per Sq Ft Total AG | 234.73 |
| Acceptable Financing | Cash,Conventional,FHA,VA,Negotiable |
| Additional Parcels Y/N | Yes |
| Historic Y/N | No |
| Lease Considered Y/N | No |
| Vacation Rental Y/N | No |
| Total SQFT | 1981 |
| Location Type | River |
| Standard Status | Active |
| Year Built Source | Assessor |
| Legal Subdivision | INDEPENDENCE SHORES |
| Tax Lot | 164 |
| Association Recreation Fee | No |
Interior Features
| Interior Amenities | Floor Plan - Open,Recessed Lighting,Attic,Bathroom - Walk-In Shower,Ceiling Fan(s),Family Room Off Kitchen,Kitchen - Eat-In,Kitchen - Island,Wood Floors |
|---|---|
| Heating Fuel | Electric |
| Hot Water | Electric |
| Basement (Y/N) | No |
| Heating Y/N | Yes |
| Window Features | Sliding |
| Fireplace Y/N | No |
| Above Grade Finished Area | 1981 |
| Central Air Y/N | Yes |
| Total Bedrooms | 3 |
| Main Level Bedrooms | 1 |
| Below Grade Finished Area Unit Type | Square Feet |
| LivingAreaSource | Estimated |
| Laundry Type | Dryer In Unit,Washer In Unit |
| Below Grade Unfin Area Units | Square Feet |
| Below Grade Unfin SQFT Source | Assessor |
| Below Grade Finished Area Source | Assessor |
| Bedrooms Count All Upper Levels | 2 |
| Bedrooms Count Upper Level 1 | 2 |
| Bathrooms Full Upper Level 1 | 1 |
| Bathrooms Full All Upper Levels | 1 |
| Bathrooms Count Upper Level 1 | 1.00 |
| Bathrooms Count All Upper Levels | 1 |
| Above Grade Finished Area Source | Estimated |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 2 |
Exterior Features
| Pool | No Pool |
|---|---|
| Parking Features | Unpaved |
| Lot Features | Front Yard,Landscaping,Open,Partly Wooded,Rear Yard,SideYard(s) |
| Water Source | Public |
| Type of Parking | Driveway |
| Land Use Code | 006 |
| Foundation Details | Slab |
| Water View Y/N | Yes |
| Lot Size Acres | 1.49 |
| Water Body Type | River |
| Lot Size Source | Estimated |
| Waterfront Y/N | Yes |
| Water Access Features | Fishing Allowed |
| Horse Y/N | No |
| Land Assessed Value | 31500.00 |
| Navigable Water Y/N | Yes |
| Water Oriented Y/N | Yes |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 22520
Price
Taxes
Year Built
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