Property Attributes
- MLS#VAFV2044114
- TypeSingle Family
- Listing Status ACTIVE
- CountyFREDERICK
- CityCross Junction
- NeighborhoodLake Holiday Estates
- Zip22625
- StyleRanch/Rambler
- Year Built1983
- Taxes$ 2472
- Price$ 699,900
- Bedrooms5
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2882
- Lot Size0.24 Acres
Data Source:
Bright MLS
Property Description
AFFORDABLE WATERFRONT + PRIVATE DOCK + PRIME LAKE HOLIDAY LOCATION! Heres your chance to own the lake lifestyle! This spacious 5-bedroom, 3-bath waterfront rancher with a 1-car garage is ideally located just off the main body of Lake Holiday, a short walk to the main beach and close to community amenities. Enjoy a peaceful waterfront setting with quick access to the wake area for water skiing, tubing and endless days on the lake! Featuring a striking stone and vinyl exterior, beautiful water views, your own private dock and multiple outdoor living spaces leading to the water, this one stands out! The bright, open main level features hardwood flooring, Andersen casement windows and a stone-surround wood-burning fireplace with woodstove insert. The kitchen offers newer appliances and opens to the living and dining areas. The spacious primary suite features private deck access, walk-in closet and en-suite bath with jetted tub, separate walk-in shower and double sinks. Two additional bedrooms, a full hall bath and all-in-one washer/dryer complete the main level. The partially finished walkout lower level offers incredible flexibility for multigenerational living, in-law quarters or private guest accommodations, with a large family room, kitchenette, two additional bedrooms, full bath, washer/dryer hookup and generous storage. Outside is where lake living really shines! Multiple levels of recently stained decking and walkways lead to a spacious waterside deck and private dockperfect for morning coffee, entertaining, relaxing by the water or heading out for a day on the lake. Recent improvements include a freshly painted interior, brand-new main-level carpet, roof and HVAC system replaced in 2018, two water heaters including one tankless and abundant storage. Enjoy all that gated Lake Holiday has to offer, including beaches, boating, fishing, swimming, a clubhouse, fitness center, tennis and basketball courts, playgrounds, walking trails, marina, dog parks and more!
| Elementary School | Middle School | High School |
|---|---|---|
| Gainesboro Elementary School | Frederick County Middle School | James Wood High School |
| Price History | |
|---|---|
| 8/13/2026 | Listed $699,900 |
General Features
| Living Area | 2882 |
|---|---|
| Sewer | Public Sewer |
| Heating | Heat Pump(s) |
| Cooling | Central A/C |
| Utilities | Cable TV Available,Phone Available |
| Possession | Settlement |
| Roof | Architectural Shingle |
| Appliances | Oven - Wall,Cooktop,Dishwasher,Refrigerator,Washer,Dryer,Water Heater,Water Heater - Tankless |
| Zoning | R5 |
| HOA Fee | 156.00 |
| Garage Spaces | 1.00 |
| Association Fee Includes | Common Area Maintenance,Management,Pier/Dock Maintenance,Reserve Funds,Security Gate |
| Patio/Porch Features | Deck(s),Porch(es) |
| Architectural Style | Ranch/Rambler |
| Construction Materials | Stone,Vinyl Siding |
| School District | FREDERICK COUNTY PUBLIC SCHOOLS |
| Year Built | 1983 |
| View | Lake |
| Levels | 2 |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Cool Fuel | Electric |
| Waterfront Features | Private Dock Site |
| Accessibility | None |
| Assoc Fee Paid Per | Monthly |
| County | FREDERICK |
| New Construction | No |
| Property Type | Residential |
| Association Amenities | Baseball Field,Basketball Courts,Beach,Club House,Dog Park,Gated Community,Jog/Walk Path,Lake,Meeting Room,Party Room,Pickleball Courts,Picnic Area,Pier/Dock,Security,Tennis Courts,Tot Lots/Playgroun |
| HOA | Yes |
| Subdivision Name | LAKE HOLIDAY ESTATES |
| Garage Y/N | Yes |
| Water Access Y/N | Yes |
| Other Structures | Above Grade,Below Grade |
| Full Baths | 3 |
| Status | ACTIVE |
| Directions | From Lake Holiday main gate: turn right on Masters Dr,left on Country Club Dr and right on Lakeview Dr. The home is the third house on the left. |
| City | CROSS JUNCTION |
| Body of Water | Lake Holiday |
| Disclosures | Prop Disclosure,Subject to VA POA |
| Association Name | LAKE HOLIDAY COUNTRY CLUB |
| Senior Community Y/N | No |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 10395.00 |
| Tax Assessed Value | 514900.0 |
| Tax Annual Amount | 2472.0 |
| Property Condition | Very Good |
| Structure Type | Detached |
| Condo/Coop Association fee Y/N | No |
| Number of Community Slips | 80 |
| Number of Community Docks | 80 |
| Bathrooms Full Main Level | 2 |
| Bathrooms Count Main Level | 2.00 |
| Price Per Sq Ft Total AG | 371.89 |
| Acceptable Financing | VA,Conventional,FHA,Cash,Bank Portfolio |
| Vacation Rental Y/N | No |
| Total SQFT | 3764 |
| Location Type | Lake |
| Standard Status | Active |
| Year Built Source | Assessor |
| Legal Subdivision | LAKE HOLIDAY ESTATES |
| Tax Lot | 437 |
Interior Features
| Interior Amenities | Bathroom - Jetted Tub,Bathroom - Soaking Tub,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Carpet,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Primary Bath(s),Recessed Lighting,Stove - Wood,Walk- |
|---|---|
| Heating Fuel | Electric |
| Basement | Full,Partially Finished,Interior Access,Connecting Stairway,Walkout Level |
| Flooring | Hardwood,Ceramic Tile,Laminated,Carpet |
| Total Fireplaces | 1 |
| Fireplace Features | Wood,Stone,Insert |
| Hot Water | Electric |
| Basement (Y/N) | Yes |
| Heating Y/N | Yes |
| Window Features | Casement,Double Pane,Screens |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 1882 |
| Central Air Y/N | Yes |
| Total Bedrooms | 5 |
| Below Grade Finished Area | 1000 |
| Room Type | Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen,Family Room,Foyer,Recreation Room,Storage Room,Primary Bathroom,Full Bath |
| Main Level Bedrooms | 3 |
| Below Grade Finished Area Unit Type | Square Feet |
| LivingAreaSource | Estimated |
| Laundry Type | Hookup,Main Floor,Lower Floor |
| Below Grade Unfin Area Units | Square Feet |
| Below Grade Unfin SQFT | 882 |
| Below Grade Unfin SQFT Source | Estimated |
| Below Grade Finished Area Source | Estimated |
| Bedrooms Count All Lower Levels | 2 |
| Bedrooms Count Lower Level 1 | 2 |
| Bathrooms Full Lower Level 1 | 1 |
| Bathrooms Full All Lower Levels | 1 |
| Bathrooms Count Lower Level 1 | 1.00 |
| Bathrooms Count All Lower Levels | 1 |
| Above Grade Finished Area Source | Assessor |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | Extensive Hardscape,Exterior Lighting,Outbuilding(s),Stone Retaining Walls |
|---|---|
| Pool | No Pool |
| Lot Features | Front Yard,Trees/Wooded,Fishing Available,Backs to Trees |
| Water Source | Public |
| Inclusions | All in one washer/dryer as well as basement washer and dryer. Everything remaining in house conveys |
| Total Parking Spaces | 1 |
| Garage Features | Garage - Front Entry,Inside Access |
| Type of Parking | Attached Garage,Driveway,Off Street |
| Land Use Code | 100R |
| Foundation Details | Block |
| Water View Y/N | Yes |
| Lot Size Acres | 0.24 |
| Water Body Type | Lake |
| Lot Size Source | Estimated |
| Waterfront Y/N | Yes |
| Door Features | Sliding Glass |
| Water Access Features | Boat - Length Limit,Boat - Powered,Canoe/Kayak,Fishing Allowed,Public Access,Swimming Allowed,Waterski/Wakeboard |
| Number of Docks | 1 |
| Land Assessed Value | 153000.00 |
| Navigable Water Y/N | Yes |
| Number of Slips | 1 |
| Water Oriented Y/N | Yes |
| # of Attached Garage Spaces | 1 |
| Dock/Slip Conveys YN | Yes |
| Dock Type and Features | Private,Material - Treated Lumber,Sun Deck,Hoist/Lift Manual |
Room Details
| Room | Dimensions | Level | Flooring | Details |
|---|---|---|---|---|
| Bedroom 2 | Main | Flooring - Carpet | ||
| Bedroom 3 | Main | Flooring - Carpet,Ceiling Fan(s) | ||
| Bedroom 4 | Lower 1 | Flooring - Carpet,Ceiling Fan(s) | ||
| Bedroom 5 | Lower 1 | Flooring - Carpet,Ceiling Fan(s) | ||
| Dining Room | Main | Flooring - Ceramic Tile | ||
| Family Room | Main | Flooring - HardWood,Fireplace - Wood Burning | ||
| Foyer | Main | Flooring - Ceramic Tile | ||
| Full Bath | Lower 1 | Flooring - Ceramic Tile,Bathroom - Walk-In Shower | ||
| Full Bath | Main | Flooring - Ceramic Tile,Bathroom - Tub Shower | ||
| Kitchen | Main | Flooring - Ceramic Tile,Ceiling Fan(s) | ||
| Living Room | Main | Flooring - HardWood | ||
| Primary Bathroom | Main | Flooring - Ceramic Tile,Bathroom - Jetted Tub,Bathroom - Walk-In Shower,Double Sink | ||
| Primary Bedroom | Main | Flooring - Carpet,Ceiling Fan(s),Walk-In Closet(s),Attached Bathroom | ||
| Recreation Room | Lower 1 | Flooring - Laminated,Wet Bar | ||
| Storage Room | Lower 1 | Built-Ins |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
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